By Robert Sutherland Smith | Saturday 3 January 2015
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from ShareProphets). I have no business relationship with any company whose stock is mentioned in this article.
2014 was a disappointing year for Standard and Chartered (STAN) the long established, deep rooted South East Asian and African banking group. The conditions for commercial and profitable recovery did not materialize in the first half to 30 June 2014 and there were several episodes of downgrading of expectations by the management which had self-evidently not been reflected in previous market consensus profit estimates.
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